无忧论文网始建于1999年,提供专业论文格式,包括毕业论文,硕士论文,博士论文,留学生论文,essay,职称发表论文等的专业论文网站,热线咨询电话:4006227154
无忧论文网

登陆注册 论文购物车

论文搜索 热门搜索: 论文网 毕业论文 mba论文 英语论文 工商管理 英语经济 社会经济 留学论文

安徽省农地抵押贷款发展现状及存在问题研究

日期:2017-5-19作者:www.51lunwen.com编辑:anne点击次数:273
销售价格:300元论文编号:lw201705191427042214论文字数:31335 
论文属性:硕士毕业论文论文地区:合肥论文语种:中文 

摘要


自2010 年中国人民银行和银监会提出了“有条件的地方可探索开办土地经营权抵押贷款”的信贷政策以后,全国有多个省市及地区积极响应国家号召,并且结合自身实际情况,尝试开展农村土地经营权抵押贷款工作,通过设立试点地区寻求实施路径。这一政策是我国农村金融的一种创新,不但能够为农民提供多元化的融资突进,解决农村资金不足的问题,而且也可以很好的解决现阶段我国城乡二元经济结构体系,有助于城乡协调发展。试点地区作为农地抵押贷款的开路者,如何在农村金融体系不完善、金融创新程度不发达、农民贷款性投资项目收益偏低的情况下,走出一条适合我国农村发展现状的金融制度是目前农地抵押贷款试点地区的重要任务,根据现阶段的试行结果以及既定方法和政策,如何扬长避短,发挥各地区的优势,解决出现的一些问题,对于农地抵押贷款在全国范围内的普及具有十分重要的理论和现实意义。
安徽省也在这样的背景下展开了农地抵押贷款的试点工作,先后选择了20个县(区)作为试点地区,进行农地抵押贷款的试点。经过了一段时间的实验之后,安徽省的农地抵押贷款收获了一定的成效,但也存在不少问题,这些问题成为安徽省农地抵押政策继续有效实施下去的绊脚石,对其进行深入的研究,对解决问题有很深的意义。
文章以安徽省农地抵押贷款存在的主要问题为研究重点,首先对最近几年国内外学者在土地抵押贷款方面的研究进行了文献综述,介绍各位学者的研究重点和主要结论,为本文的研究提供借鉴和参考之处,其次,对安徽省农地抵押贷款发展的基本现状进行了介绍,然后为安徽省农地抵押贷款基本特点和主要问题展开了阐述,定性分析了安徽省农地抵押贷款目前存在的主要问题以及问题产生的机制,为后文的实证分析做好了铺垫,在此通过问卷调查、选择变量、构建数学模型的等步骤实证检验了安徽省现阶段农地抵押贷款存在的主要为题,研究结果显示,土地产权的清晰程度、农村金融服务质量、社会保障机制以及法律障碍是影响安徽省农地抵押贷款的主要问题,最后针对全文研究结论提出对策建议。
关键词:安徽省,农地抵押,现状,主要问题

Abstract

Since 2010, when the People's Bank of China and The Chinese banking regulatory commission puts forward "conditional place to explore open land mortgage" credit policy, there are many provinces city of countrywide and district actively responded to an appeal by the state, and combine their own actual situation, try to carry out the rural land management right mortgage work, by setting up pilot areas for implementing path. This policy is a kind of innovation of rural finance in China, not only can provide farmers with diverse financing onrush, solve the problem of shortage of rural capital, but also can well solve the present stage our country urban and rural dual economic structure system, and help to the coordinated development of urban and rural areas. Pilot areas as farmland mortgage pathfinder, how the degree of financial innovation in rural financial system is not perfect, underdeveloped, lending investment projects under the condition of low income of farmers, out of the current situation of the development of a suitable for China's rural financial system is an important task of current agricultural land mortgage loan pilot areas, according to the present stage of trial results and established methods and policies, how to foster strengths and circumvent weaknesses, play to regional advantages, solve problems, to the popularization of agricultural land mortgage nationwide has very important theoretical and practical significance.
After a period of time of the experiment, the Anhui province farmland mortgage gained certain achievements, but there are also many problems, these problems become the Anhui province agricultural land mortgage policies continue to be effective, in-depth research, have deep significance in solving the problem.
Based on main problems of agricultural land mortgage in Anhui province as the research focus, first of all, the scholars at home and abroad in recent years in the research of land mortgage the literature review, introduce you the research emphasis and the main conclusions of


本文源自:无忧论文网转载保留版权
源头地址:http://www.51lunwen.com/ncjj/2017/0519/lw201705191427042214.html

123

会员登录

邮件:

密码:

会员老师编辑帮助

论文相关搜索



论文财富计划,发表论文赚钱